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To Sell or Rent? How To Choose the Best Path for Your House.
Selling your house is a big step, and you want it to go smoothly. And with houses taking a little longer to sell these days, renting it out might start to sound like a nice backup plan. But the reality is, while renting can work well for some people, it’s also a big commitment. So before you decide, it helps to see the whole picture first. Why Some Sellers Are Deciding To Rent Instead Lately, some sellers are choosing to hang on to their houses and rent them out instead. Acco
francespiercehomes
6 hours ago3 min read


Want a More Affordable Home? Don’t Overlook Condos.
When you picture buying your first home, chances are you’re imagining a traditional single-family house with its own yard, maybe a garage, and little extra room to grow. But with affordability still tight, getting everything on that list right away may come with a higher price tag than you’re comfortable with right now. So, if you’re running the numbers and buying a house like that feels like a stretch, there may be another way in. A condo. Because in a lot of markets, condos
francespiercehomes
2 days ago3 min read


Renovate or Relocate? What To Know Before You Decide To Age in Place
You've spent years making your house feel like home, celebrating milestones, making each room your own, and turning neighbors into friends. As you look ahead to the next chapter of your life, it's natural to wonder if this is still the place you want to spend it. Whether you're leaning toward staying in your house as you get older or moving to a 55+ community, the goal is the same: a home that fits the life you want, with more time for the people and things you love. So, here
francespiercehomes
Oct 83 min read


The Mortgage Rate You See Online Isn’t Necessarily the One You’d Get.
You may have seen the headlines saying mortgage rates have climbed to the highest point since January 2025. And if that's left you reluctant to buy a home, here's what you need to remember… That's not necessarily the number you'd get. It's a common misconception that the rate you see in the headlines is the same one you'd get when you buy. The truth is, mortgage rates shift often, and the rate you actually end up with can vary a lot from what you may see or hear about. Wha
francespiercehomes
Sep 293 min read


Why So Many Sellers Are Cutting Their Price Right Now
Price cuts are turning up everywhere right now, and they read very differently depending on which side of the deal you’re on. Sellers tend to worry a cut means walking away with less than they hoped. Sometimes that’s true, but more often it just means the market moved faster than the listing did. Buyers, for their part, often assume a cut means something’s wrong with the house. Most of the time, that’s not it. This is what's actually driving all those price cuts, and why it m
francespiercehomes
Sep 243 min read


Sellers Are Cutting Prices To Meet Buyers Where They're At
You're scrolling through listings on your phone and everything looks good until you see the price (or the estimated monthly payment). Then you close the app. Because even if you love the house, the numbers feel impossible. But here's the thing. Nationally, there are more homes sitting on the market than there are people out there looking. And when sellers need buyers more than buyers need sellers, that shows up in the price. Lower asking prices. More price cuts. And homes pr
francespiercehomes
Aug 312 min read


The Case for Putting 20% Down on Your Next Home
If you’re planning to buy your next home soon, you’ve probably heard the old rule about saving 20% for your down payment. The truth is, you usually don’t have to. Plenty of loan options let qualified buyers put down much less. But a lot of repeat buyers are choosing to put down 20% anyway. So, why are they if they don’t have to? Two reasons. They know a bigger down payment pays off, and after years in their current house, they’ve built up enough equity that it’s finally possi
francespiercehomes
Aug 112 min read


More Homes, Better Prices: A Buyer’s Summer
If you’ve thought about buying a home in the past few years, you may have run into two frustrations: asking prices that kept climbing and too few homes to choose from. In many places, both sticking points are letting up this summer, with lower asking prices and more homes for sale. Let’s look at the trends, and what they mean for your search. Sellers Are Pricing To Attract Buyers According to Realtor.com, the national median asking price was $430,000 in June, nearly $11,000 u
francespiercehomes
Jul 212 min read


The Market Is Opening Up a Bit for First-Time Buyers
Think first-time buyers are getting shut out of the market? Think again. They just made up 35% of all buyers – the highest share of the market since 2020. And that’s up from just 30% a year ago. As more homes hit the market, more first-timers are finding their way in. So don’t give up. Let’s connect to see if buying is possible for you too.
francespiercehomes
Jul 71 min read


Is It Still a Seller's Market? Here's What the Data Says.
Remember a few years back when sellers held all the power and buyers were stuck offering way over asking or waiving inspections just to get a chance at the house? In many markets, those days are behind us. While it’s going to vary by area, more metros are slowly shifting to favor buyers, and the market is starting to look a lot more like a two-way street again. And that balance is something we haven’t had in a while. Whether you're buying or selling, here's what you need to k
francespiercehomes
Jun 233 min read


Could Moving a Bit Further Out Change Everything About Your Budget?
Whether you're dreaming about buying your first home or wondering if it’s time to move on from the one you're in, affordability is probably weighing on your mind. Home prices are still high in many markets, and even though things have improved a bit over the past year, making the numbers work can still feel like a stretch. But the people finding ways to move right now usually have one thing in common. They didn't wait for affordability to come to them. They went looking for i
francespiercehomes
Jun 92 min read


Strawberry Shortcake Kabobs
Ingredients 1x2x3x ▢12 strawberries tops removed and cut in half ▢12 oz. pound cake cut into 1-inch squares ▢8 oz. whipped topping optional ▢1 bag white chocolate chips optional Instructions Whipped Cream Version Layer a strawberry, pound cake, and whipped topping onto a skewer. Do this until skewer is filled as desired. Refrigerate until ready to serve. White Chocolate Version Cut the cake into 1½ inch squares. Rinse strawberries and cut off tops. Add strawberries and cake
francespiercehomes
May 262 min read


What Most Veterans Don't Know About Their VA Home Loan Benefit
Nearly half of Veterans (49%) feel homeownership is currently out of reach, according to a recent survey from NewDay USA. But many are closer than they think. And you might be, too. If you’re a Veteran, you probably know the Veterans Affairs (VA) home loan benefit exists – it's been around for over 80 years. What you might not know is what it actually covers. Three misconceptions trip up Veterans the most (see graph below): Any one of those beliefs could be holding you back.
francespiercehomes
May 262 min read


Record High Mortgage Debt Sounds Scary. Here’s What the Headlines Leave Out.
You may have seen the headlines lately about mortgage debt in America hitting a record high. And maybe your brother-in-law brought it up at the dinner table like he’s been waiting all week to spark a debate. Here's the thing. He's not wrong. But he only has half the story. And the half he's missing? It changes everything. Spoiler: homeowners are on stronger footing than the headlines suggest, and the housing market has more going for it than most people realize. The Headline
francespiercehomes
May 213 min read


The Pricing Mistake That Could Cost You Your Sale
Most sellers come into the market with one number in mind. And it’s often the one that costs them the most. That's their asking price. A survey from Realtor.com shows about 8 in 10 (80%) of sellers expect to sell at or above their asking price today. But here’s where things get interesting. In reality, only about 4 out of every 10 (roughly 40%) actually do. That’s a big gap. And it’s where a lot of sellers get caught off guard. So, why the disconnect? And how can you set you
francespiercehomes
May 144 min read


4 Ways To Give Your Offer an Edge This Spring
Looking to buy a home this season? Here's what you should know. Buyers have more leverage today than they’ve had in years. There are more homes to choose from and, in many areas, sellers are more open to negotiation. But that doesn’t mean competition is gone completely. These days, it varies a lot depending on where you’re hoping to move. If you’re buying in a popular neighborhood, or in a market where there aren’t many homes for sale, you may still find yourself competing
francespiercehomes
May 53 min read


“Berry Special” Sheet Pan Pancakes
Instructions Coat an 18x13x1-inch baking pan with cooking spray. Preheat oven to 425 F. In a large bowl, stir together flour, oats, sugar, baking powder, salt, cinnamon, and baking soda. Set aside. In a medium bowl, whisk together buttermilk, eggs, and melted butter. In a small bowl, peel and mash 2 bananas. Stir into buttermilk mixture. Add buttermilk mixture to flour mixture, stirring just until combined. Pour batter into prepared pan. Peel and slice remaining 2 bananas. To
francespiercehomes
Apr 281 min read


Think You Have To Put 20% Down? Most First-Time Homebuyers Don’t.
According to Google Trends, online searches for down payment information recently hit an all-time high. And that’s a clear sign more buyers are trying to figure out what they really need to save before making a move (see graph below): If you’re wondering the same thing, you can always turn to the internet for answers. But a lot of the time, it’s better to ask a local expert. Because here’s what a pro would tell you. The 20% Down Payment Myth The idea that you need 20% down to
francespiercehomes
Apr 283 min read


3 Things That Are Not Going To Happen in Today's Housing Market
There’s a lot of uncertainty right now and that’s leading to some dramatic headlines. And if you’re thinking about buying a home, that can make you feel a little less sure about your decision. A recent study by CNBC asked homebuyers what they’re most worried about, and three themes kept coming up again and again: Mortgage rates The number of homes for sale Home prices But a lot of what you may be hearing on those is based more on misconceptions. Not facts. So, let’s break it
francespiercehomes
Apr 233 min read


Rent or Buy? The Real Tradeoff Most People Don’t Talk About
You’ve probably asked yourself lately: Is it even worth trying to buy a home right now? It’s a question a lot of people are asking. With today’s home prices and mortgage rates, renting can feel like the easier path. In some cases, it might even seem like the only realistic option right now. And if that’s where you are, there’s nothing wrong with that. But if you’re weighing the decision, there’s one part of the conversation that doesn’t get talked about enough. It’s what ea
francespiercehomes
Apr 163 min read
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